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Open Question: how can i forget about this girl i am crazy about? and more... Open Question: how can i forget about this girl i am crazy about?I am absolutely cray about one of my friends, but the problem is she is a W.H .O,R.E. She has slept with all of my friends and the day before we were suppose to go out on a date (she asked me) she slept with her ex bf. i canceled are date after i found out.but other than that the girl has every thing i wont in a gf but i could never get over her still bieng a slut, and i dont think that will change any time soon. She is a really good friend of mine though and i see her and tlk to her alot. so how can i get over her and still be her friend? Because i know at the end of the day you cant turn a W.H.0R.e into a housewife. even though i know this i still really like her. Open Question: Dating a bisexual man?I recently met a guy who I am attracted to and who is attracted to me as well. I found out that he is bisexual and although it was strange to me, I don't really feel bothered by it, I never thought I would be put in this position though. The problem is my mother, shes not very tolerant and as soon as I told her I am only BEGINNING to date him, she freaked out. She told my sister who also does not approve in the least, my other sister is okay with it. I don't know what to do! She didn't approve of my last relationship which interracial, though he was straight and while I am trying to live my own life, it's very uncomfortable to not be able to bring him home of things ever got serious. Anyone have any ideas how to help? Ps. I wouldn't have said hes bisexual but you can kind of tell and a friend already mentioned it a few weeks ago, before we started liking each other. Open Question: Why is it I can never have a relationship more than 2 months?Why is it I have never had a relationship last more than two months? I am 27 years old, no kids, no drug problems, I work and pay my own way, I don't drink, don't cheat. I have never had a relationship last more than 2 months, and I typically go over a year between relationships. I am not ugly, I am six feet tall and 160 lbs, black hair, and well proportioned, so that's not it. I have no trouble finding women to have sex with, but I can't ever date anyone. WTF? Open Question: How to have conversation with this girl.?So me and this girl are supposed to start dating soon and we have great physical attraction and we both love each other, but we don't have good conversation. I feel every time we are alone we stop talking and it gets silent and I just go completely blank. Like I have nothing to talk about. But I can talk a lot to other people? How can we get good conversation I feel thats our only problem and if I can get that flowing our relationship would be great. Open Question: Can I use California Bankruptcy to select who to pay?One year ago, I had no debt. My credit score is in the 800's. I had a couple credit cards from BoA, neither opened with them originally. I've also got 4 other cards. I use them all periodically and pay them off in full each month. I had the cards because my job had me travel around the world and I generally would have expenses up to $20K per month that I needed to float until I got reimbursed. But I no longer travel, and no longer need such large credit amounts. Anyway, I took a large advance ($45K) on my credit card from BoA. I spoke with them on the phone and I wanted to make sure that after the 0% promotional period was over, it would remain locked in at 7.99% (my "fixed" rate). I then played the stock market and had some in the money options that did a U-turn, costing me approximately a year's salary. While certainly hurt financially, I learned my lesson. (PS Ameritrade will exercise you for $2.3 Million on $1,000 of options....even if you don't want them too but don't say it correctly) I won't be in the derivatives market anytime soon. Anyway, I cut expenses, changed lifestyles, moved into a rented room and had it setup so that I could repay everyone in about 3 years and move on. It was a pretty militant plan. I'm paid bi-weekly. The first check was divied to my biggest debtors in entirety, my second would pay rent, car, operating bills and I'd squeeze by on what's left. That is, until BoA decided I know longer had a fixed rate but a variable one. BoA wants to jack up my interest rate to 26.99%. The reason being that as my bi-weekly checks came against a monthly statement, I began paying them too early. That is, my payments were after the prior due date, but before they'd printed my statement. Why this would have any effect is beyond me, but I know they didn't do this before. I've had this card for 13 years and spent hundreds of thousands on the thing. Anyway, I had back to back statements where my 3 payments, despite each being less than 30 days apart each gap, somehow were no good for their 30 day cycle time. I've tried arguing with them. I'm sick of hearing, "because we can in the cardholder agreement" being given as an excuse. I don't recall any consideration from cardholder changes made beyond the original original terms had upon opening the account. I can't even get past their front line phone people to talk to someone higher up the food chain. My problem is I make too much money for an existing bankruptcy to help me. I'm afraid if I just stop paying them they will garnish my wages. Basically, what I want to do is buy enough of a house that I will make myself illiquid at my income level, declare bankruptcy, but reaffirm all of my debt EXCEPT Bank of America. The only assets I have with a title are two vehicles. One is not paid for and worth about $17K, the other is paid for and worth $4500. The debt owed is down to $29K and I just pulled $25K out of their bank when I closed one of my accounts there. I have no problem selling one vehicle to a non-related third party for $1. I will do just about ANYTHING to not pay this institution. I double checked their financial statements (it's a long read) to see if their fees are anywhere near their actual losses. Not even in the same ballgame. Non-interest revenue in their global services was almost more than their interest revenue, and certainly with higher margins. Their reserve for non-payment was minuscule. No, it's not using bankruptcy the way it was meant to be. But I want to tell them that it's this way because the law says I CAN when they want to warp their contract in the same way. And with a house and 2 cars, I won't be needing credit for a long time anyway. Open Question: How to go about getting a prom date...I need help!?I was just pondering on this a little bit and I started freaking out about it. I don't have a boyfriend. There is a guy that I am interested in but I completely messed it up with him, so I am not going to go there and ask him. I have no close guy friends that don't have girlfriends. I really don't have any guy friends except for a few, and all of them are either dating someone or one of my good friends. So that option is out too. I don't expect to get a boyfriend by then since it seems that all of the guys who like me are scum bags to begin with. Therefore, I have a bit of a problem. I don't want to just randomly ask an aquaitance to go to prom with me because then I won't feel comfortable around him and it just would take the fun out of it. Nor do I want to go by myself because all of my other friends will probably have dates and for pictures and stuff I would look out of place with no guy. I would only be able to be in the pictures with just the girls. I am shy, so I really don't know what to do at all with this. Any suggestions...please, anything! Open Question: boy troubles. what do i do!?So there's this boy, and we used to date. but, the problem was that i'm still in highschool and he went to college. While he was away, i dated his best friend. my ex said he didnt care, but i could tell he was mad. anyway, me and the new guy broke up, and when my ex came home from college, we hung out, and he kissed me. That just made me miss him even more than i had before. i still have feelings for him, but how the heck is a relationship gonna work when he's in college and i'm not! what do i do! Open Question: I'm scared to ask a girl to prom?Prom is a few months away and i am worried about not having a date for prom. I am not that outgoing or social and do not have many friends who are girls, a couple girls I would like to ask already have boyfriends so that out of the question and the rest I don't know at all or do not like.. My main problem is that I feel as if I need to go with a date because I'll remember my prom as a dateless loser. More Recent Articles
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